Effective Date: 20 May 2025
Last Updated: 22 May 2025
Welcome to PaisaRise (https://paisarise.com). Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website. Please read this policy carefully. By using our site, you agree to the collection and use of information in accordance with this policy.
1. Who We Are
Our website address is: https://paisarise.com. PaisaRise is a financial education and information platform focused on helping individuals achieve financial freedom through actionable content, news, and resources.
2. What Personal Data We Collect and Why
a. Comments
When visitors leave comments on the site, we collect:
- Data shown in the comments form
- Visitor’s IP address
- Browser user agent string (for spam detection)
An anonymized hash of your email may be provided to the Gravatar service to display your profile picture. Gravatar’s privacy policy: https://automattic.com/privacy
b. Media
If you upload images to the website, avoid uploading images with embedded location data (EXIF GPS). Visitors can download and extract location data from images.
c. Cookies
We use cookies to improve user experience. If you leave a comment, you may opt-in to save your name, email, and website in cookies. These last for one year.
Other cookies we use:
- Temporary cookies on login page to check browser compatibility (deleted when closed)
- Login cookies (last for 2 days or 2 weeks if “Remember Me” is selected)
- Display preference cookies (last for 1 year)
- Post-editing cookies (last 1 day)
For more on cookies and your choices, see our [Cookie Policy].
d. Analytics & Tracking
We use third-party analytics tools (e.g., Google Analytics) to help us understand how users engage with our website. These tools collect:
- IP address
- Browser type
- Device data
- Usage behavior
These data points help us improve our site and content. Analytics data is anonymized and not used to personally identify you.
e. Embedded Content
Articles may include embedded content (e.g. YouTube videos, social media posts). Embedded content from other websites behaves as if the visitor has visited those websites directly. Such sites may:
- Collect your data
- Use cookies
- Embed additional third-party tracking
- Monitor interaction with the embedded content
We are not responsible for the privacy practices of these third-party sites.
f. Newsletter & Subscriptions
If you subscribe to our newsletter or download a free resource, we collect:
- Name
- Email address
We use this information only to send periodic updates and resources. We do not sell or share your email address with third parties. You can unsubscribe anytime via the link in the email footer.
g. User Accounts
If you register an account, we store the personal information you provide in your user profile. You can:
- View, edit, or delete your information (excluding your username)
- Request an exported file of your personal data
- Request erasure of your data, unless we must retain it for legal, administrative, or security reasons
3. Who We Share Your Data With
We may share your data with:
- Third-party service providers (email tools, analytics, spam detection, etc.)
- Legal authorities if required by law
If you request a password reset, your IP address is included in the reset email.
4. How Long We Retain Your Data
- Comments and their metadata are retained indefinitely for moderation efficiency.
- User profile data is retained until the user deletes their account or requests erasure.
5. Where Your Data Is Sent
Data may be stored or processed on servers located outside your home country, including the United States, India, or Europe. This may include countries that do not have equivalent data protection laws.
6. Your Rights Under Data Protection Laws
Depending on your jurisdiction, you may have the following rights:
Under GDPR (EU/EEA) and DPDP (India):
- Right to access and data portability
- Right to rectification and erasure
- Right to restrict or object to processing
- Right to withdraw consent
- Right to lodge a complaint with a supervisory authority
Under CCPA (California):
- Right to know what personal data we collect and why
- Right to request deletion of your personal data
- Right to opt-out of sale of personal data (Note: We do not sell your data)
- Right to non-discrimination for exercising your rights
To exercise any of these rights, contact us at: info@paisarise.com
7. Children’s Privacy
This website is not intended for children under the age of 13 (or 16 in some regions). We do not knowingly collect data from children. If we learn that a child has provided us personal information, we will delete it immediately.
8. Third-Party Services We Use
We may use the following third-party tools, each governed by its own privacy policy:
- Google Analytics: https://policies.google.com/privacy
- Mailchimp / ConvertKit / [Specify Email Tool if applicable]
- Akismet Anti-Spam
- InVideo.ai (content creation tools)
- Embedded YouTube, Twitter, Instagram content
We use Google AdSense to serve ads. Google may use cookies or web beacons to collect non-personally identifiable data to serve relevant ads. You can learn more here: https://policies.google.com/technologies/ads
We recommend reviewing the policies of these third parties before using features powered by them.
9. Data Security
We implement industry-standard security measures to protect your data from unauthorized access or disclosure. However, no digital system is 100% secure. We urge you to use strong passwords and safeguard your login credentials.
10. Changes to This Policy
We may update this Privacy Policy from time to time. All changes will be posted on this page with the updated date at the top. Your continued use of the website constitutes acceptance of any updates.
11. Contact Us
If you have any questions or want to exercise your privacy rights, please contact:
📧 Email: info@paisarise.com
🌐 Website: https://paisarise.com